Deltona Florida Historical Events



deltona florida - modern-marco - Alternative Insurance Agency

Source: /modern-marco

Deltona Florida is the largest municipality in Florida. It was founded after the Mackle Brothers bought 17,203 acres of land in 1962. The community was developed later on and the first Deltonans took up residence in April 1963. It had a population of 180 which swelled to 52,000 people by 1991.





Source: /wiki/Deltona,_Florida

The Mackle brothers – Elliot, Robert, and Frank Jr –  never planned for Deltona to become a city back in 1969. They were more interested in the development in the state and were more involved in other businesses. It was not until the 1950’s that the brothers began buying land and developing communities that included Deltona. Eventually, the community’s population grew to 58,000 by 1987. This laid the groundwork for its eventual incorporation.

After two failed attempts in 1987 and 1990, Deltona was finally incorporated in 1995 after a city charter had been adopted.


Deltona Fire Department

Source: /facilities/deltona/deweyboster.stml

Deltona residents decided to form the Deltona Volunteer Fire Association after the Mackles had built 400 homes. Over 75% of the voters elected to build the Deltona Fire District which became inactive. It was when Deltona finally became a city that it was able to have its own fire department with a more experienced staff and upgraded equipment.

To commemorate its founding, the Deltona Fire Department hosts its annual open house during November. Events like games, face painting, raffles, a five-kilometer run, and fire and police demonstrations are held.



Deltona City Hall Grand Opening and Dedication

Source: /cityofdeltona

The construction of Deltona’s first city hall started in 2001. Before construction, the city administration shared space in a bank building. Prior to that, it was first housed in a shopping center. Commision meetings and sessions were conducted in the library.




Purchase of the City’s Own Water Utility

The local council passed a resolution to purchase the water and wastewater system from Florida Water Services. This also enabled to city to hire 32 water employees. It then acquired the assets of Florida Water Services. This acquisition has led to the establishment of the Deltona Water Department.


Construction of the Dewey O. Boster Sports Complex

Source: /deltona/deweyboster.stml

The construction of a 57-acre multi-function sports complex was cleared back in November 2002. It is the largest park project the city ever undertook. It has become world-famous for its excellent athletic facilities. This popular park offers picnic areas, a skate pad, horseshoe courts, and more! The project’s cost was pegged at about $3 million.







City Market Statistics



With a population of 87,387 people, Deltona, Florida has a median household income of $43,441. At least 3,259 people are employed. Their jobs range from Information, Utilities, Admin, Support, and Waste Management Services. However, 5,800 are specializing in retail trade, which makes it the largest industry in the City. Healthcare and Social Assistance come second with a total of 4,791. Food and hospitality services have 2,836 workers.

The highest paying industries in Deltona are Agriculture, Forestry, Fishing, Hunting, ($51,063) Utilities ($46,488), and Transportation and Warehousing ($41,923).

Deltona’s households have a median annual income of $43,441. Meanwhile, the median annual income for the United States is greater at $55,322.


Sales Market

The vacancy rate in Deltona is 4.1 percent and has remained unchanged ever since 2010.

“17.2 percent of mortgage loans are 90 or more days delinquent, in foreclosure, or in REO (Real Estate Owned), more than double the 7.8-percent national average.”


There was a decrease of $23,050 (-8%)  in median home sales. Click the link for further details:

As of July 2018, the sold dollar volume was $15,506,820 compared to July 2017 which had a total of $17,363,238.  Click here for more data:

In Deltona, FL, the median property value is $110,300 which is 0.54 times smaller than the national average of $205,000. The median property value rose from $106,600 to $110,300 between 2015 and 2016. On the other hand, the homeownership rate of Deltona, FL is 76.7%, which is higher than the national average of 63.6%.



Deltona Insurance Market Information


Home insurance

Home Insurance reveals that home insurance in Deltona is estimated to be nearly $985 up to $1336 a year (or $82 to $111 per month). With this, homeowners can save up to $464 when comparing other quotes.

The table below shows an analysis by Vhome Insurance on Deltona’s homeowner’s insurance coverage.


Deltona, FL Homeowners Insurance By Home Value

Deltona, FL Home Value Total Homes % of Total Average Deltona, FL Homeowners Insurance
Less than $50,000 1,177 4.0% $185
$50,000 to $59,999 848 3.0% $406
$60,000 to $69,999 1,017 3.0% $498
$70,000 to $79,999 1,304 5.0% $580
$80,000 to $89,999 1,249 4.0% $649
$90,000 to $99,999 1,277 4.0% $730
$100,000 to $124,999 3,295 12.0% $846
$125,000 to $149,999 3,177 12.0% $1055
$150,000 to $174,999 4,200 16.0% $1252
$175,000 to $199,999 2,514 9.0% $1450
$200,000 to $249,999 3,071 11.0% $1740
$250,000 to $299,999 1,927 7.0% $2134
$300,000 to $399,999 933 3.0% $2702


Deltona, FL Home Insurance Savings For Senior Occupied Homes

Place Savings For Senior Occupied Homes
Deltona $173 to $176
Orange City $168
Lake Helen $171
DeBary $175


Deltona, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Orange City city, Florida $168 $224 $336
Lake Helen city, Florida $172 $229 $344
DeBary city, Florida $176 $234 $351


Percentage of Housing Costs

Deltona has an average of 7.1% in housing costs for homes with mortgages. With 7.86%, Orange City has the highest rate, with Lake Helen as second at 7.46%. DeBary has the lowest rate with 18.98%.

Deltona Renters Insurance as a Percentage of Rent

Deltona Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 133 2.0% $1240
$500 to $749 497 9.0% $1915
$750 to $999 1,182 22.0% $2665
$1,000 to $1,499 2,738 52.0% $3790
$1,500 or more 646 12.0% $5440


Deltona, FL Home Insurance Costs With Deductible Scenario

Low Deductible High Deductible
Deductible $700 $2,700
Yearly Deltona Homeowner Insurance Premium Example $3,800 $2,800
Out of Pocket Expense During Claim $700 $2,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $12,100 $11,100
Net Savings to Deltona Home Owner from High Deductible Plan $1,000


Deltona, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Deltona, FL Home Replacement Value MORE than Home Value Deltona, FL Home Replacement Value LESS than Home Value
Replacement Value $206,000 $127,000
Insurance Premium based on Replacement Value $3,800 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $850/year Insurance costlier by $625/year



Auto Insurance

Based on 2014 statistics by Trusted Choice, the US average for car insurance premiums is $1,311. For Florida, the average is $1,742, ranking 5th overall in car insurance costs.

Deltona ranks 39th out of 98 cities in Florida for car insurance cost with a yearly rate of $2,146 and a -13% difference from the average rate.


Deltona Car Ownership

The graph below shows the distribution between car ownership by household in Deltona relative to national averages for each data bucket in 2016.

The graph shows that Deltona that 47.3% of households have two cars, followed by 24.2% owning three cars, and 20.1% owning one car.















Business Insurance

According to the Trusted Choice, there were about 2,180,556 small businesses established in 2014, employing over 3 million people in Florida. However, the total claims of losses were $19,737,799.



Deltona Property Insurance for Businesses

In 2014, there were 119 natural disasters across the U.S that only 61% of businesses were covered by the insurance. Considering Deltona’s location in central Florida, Trusted Choice highly recommends insurance coverage for establishments in the city.




Flood Insurance

The Flood Disaster Protection Act mandates the purchase of flood insurance for the protection of property in order to receive federal insurance for the acquisition or construction of buildings in a Special Flood Hazard Area (SFHA).

Under the National Flood Insurance Act, the lender has a legal responsibility for determining whether a flood insurance policy is a requirement for a loan or not.

According to Deltona government, residential buildings can be insured up to $250,000 for a building while $100,000 for its contents. However, non-residential buildings can be insured up to $500,000 for a building, while $50,000 for its contents. Rates and other details from one provider to another.

For homes that are under the Prefered Risk Policy or PRP, this flood insurance policy offers a low-cost premium flood insurance with no difference in coverage. Under this policy, the maximum coverage for residential homes is $250,000 for the building while $100,000 for the contents.




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